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A calculator
Debt Service Calculator
Loan and income information:
New loan amount:   Interest Rate:
Amortization in years:   New Monthly payment:
 
         
Annual Verifiable net income:   Annual Depreciation Expense:
Other non-cash charges:   Total annual net cash income:
 
         
Existing monthly debt payments:
Real estate mortgage:   Business line of credit:
Auto loans:   Credit cards:
Other loans:   Monthly debt payment eliminated:
         
Total annual existing debt service:  
 
  Calculated Ratio
Total annual debt service including new loan:  
 
 
 
         
   

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